Maximum Loan Limits
Below are the loan limits for students per federal regulations:
Lifetime Loan Limits (Subsidized and Unsubsidized):
- Dependent - $31,000 lifetime. Max of $23,000 Subsidized.
- Independent - $57,500 lifetime. Max of $23,000 Subsidized.
- Graduate - $138,500 lifetime.
Annual Maximum Loan Limits:
Dependent Students Maximum Annual Amount:
- Freshman - $5,500 - No more than $3,500 can be Subsidized
- Sophomore - $6,500 - No more than $4,500 can be Subsidized
- Junior/Senior - $7,500 - No more than $5,500 can be Subsidized
*Students with a Denied PLUS loan may be eligible for additional unsubsidized loan.
Independent Students Maximum Annual Amount:
- Freshman - $9,500 - No more than $3,500 can be Subsidized
- Sophomore - $10,500 - No more than $4,500 can be Subsidized
- Junior/Senior - $12,500 - No more than $5,500 can be Subsidized
Graduate Students Maximum Annual Amount:
- Graduate - $20,500 - Unsubsidized
- Pharmacy - $33,000 - Unsubsidized
